Archive for March, 2012
Business Financing – For Start Up Businesses
Business financing can be extremely difficulty especially for a new business. There will surely be expenses to take care of and it is up to the business owner to find reliable resources to finance the business. The good news is there are several business financing options to choose from. Aside from loans offered by banks, you can also rely on other sources. Lets discuss these options one by one.
Secured and Unsecured Business Loans
Balancing Your Account and Your Personal Finances
It is certainly a rarity to see someone at the store using cash to pay for their items. Even rarer would be to come across an establishment that only accepted cash as a type of payment. Americans today prefer the quick and easy swipe of a credit/debit card; however, this convenience can come with a price to your personal finances.
The literal “price” of over drafting with a debit card can be up to per amount over drafted, and with the economy and banking laws rapidly changing, fees are rising swiftly. Unpaid overdraft fees reflect negatively on your credit score, and even paid ones can affect your banks likelihood to lend to you. Not to mention, according to a Dunn and Bradstreet study, Americans spend up to 18% more when they swipe, which daily influences their personal finances.