Finance a Laptop Computer
So you have a poor credit history, and were late on some payments in the past. Maybe you’re still stuck behind with some of those payments. You’re probably a busy person, with a family or a unique personal life that has your finances in touchy area. Now that you’re tagged with a rough credit history, this could be the perfect time to consider financing. Financing will save you money in the long run, granted you’ll be making payments for 10-12 to twelve weeks for your product you still won’t have to be throwing away large sums of money in a short period of time that could be better spent in stock market funds or other investment cycles that can retrieve dividends (which I highly recommend!).
If you’ve come to terms with the idea that owning an up to date desktop or laptop PC is absolutely necessary for yourself and your family there are a few things to keep in mind when working with financial companies:
* You will need be making weekly payments, but always consider how much those payments are going to be.
Anything above .00 is too much! Companies that enforce heavy down payments are going to squeeze you in the beginning of the process so they can force you to be patient and and inevitably delay the shipment process.
* Generally a couple weeks to a month will go by when making payments with a financial service before you can receive your product. This is because that company needs to build a positive credit history, or some kind of habitual financial connection that guarantees you are regenerating your credit.
* After a few weeks go by, your computer is then shipped, and I can guarantee you will enjoy Googling in your underwear! But aside from kidding, the amount of potential you have set for yourself and your family by supplying a PC is infinite.
I also try to encourage the purchase of a laptop over a desktop when financing your PC.
Although the desktop benefits from a more upgradeable standpoint, you can take your laptop with you wherever you go. There are a few special companies (like the one I’m interning for) that will install a GPS locator device to your PC. This is an amazing feature that the factory line PC’s don’t possess. If you’re PC is lost, you can give the company a call and they’ll tell you where it is. Or if it’s stolen, you can fax the company a filed police report, and they’ll have the police home in on the culprits.